WHY THE UCC FILING? 
Short 
Explanation as is Understood at this Time
(Subject to further 
clarification)
Around the time of the war between the United States and the 
southern states of the American union, the United States was busy putting 
together a plan that would increase the jurisdiction of the United States. This 
plan was necessary because the United States had no subjects and only the land 
ceded to it from the states, ie. the District which was only ten miles square 
and such land as was necessary for forts, magazines, arsenals, etc. 
Between the 1860's and the early 1900's, banking and taxing mechanisms 
were changing through legislation. Cunning people closely associated with the 
powers in England had great influence on the legislation being passed in the 
United States. Of course such legislation did not apply to the states or to the 
people in the states, but making the distinction was not deemed to be a 
necessary duty of the legislators. It was the responsibility of the people to 
understand their relationship to the United States and to the laws that were 
being passed by the legislature. This distinction between the United States and 
the states was taught in the homes and the schools and churches. The early 
admiralty courts did not interpret legislation as broadly at that time because 
the people knew when the courts were overstepping their jurisdiction. The 
people were in control because they knew who they were and where they 
were standing in relation to the United States. 
In 1913 the United 
States added numerous private laws to its books that facilitated the increase of 
subjects and property for the United States. The 14th Amendment provided for a 
new class of citizens - United States citizens, that had not formerly been 
recognized. Until the 14th Amendment in 1868, there were no persons born or 
naturalized in the United States. They had all been born or naturalized in one 
of the several states. United States citizenship was a result of state 
citizenship. After the Civil War, a new class was recognized, and was the 
beginning of the democracy sited in the District of Columbia. The American 
people in the republic sited in the several states, could choose to benefit as 
one of these new United States citizens BY CHOICE. The new class of citizens was 
given the right to vote in the democracy in 1870 by the 15th Amendment. All it 
required was an application. Benefits came with this new citizenship, but with 
the benefits, came duties and responsibilities that were totally regulated by 
the legislature for the District of Columbia. Edward Mandell House is attributed 
with giving a very detailed outline of the plans to be implemented to enslave 
the American people. (1) The 13th Amendment in 1865 opened the way for the 
people to volunteer into slavery to accept the benefits offered by the United 
States. Whether House actually spoke the words or not , is really irrelevant 
because the scenario detailed in the statement attributed to him has clearly 
been implemented. Central banking for the United States was legislated with the 
Federal Reserve Act in 1913. The ability to decrease the currency in circulation 
through taxation was legislated with the 16th Amendment in 1913. Support for the 
presumption that the American people had volunteered to participate in the 
United States democracy was legislated with the 17th Amendment in 1913. The path 
was provided for the control of the courts, with the creation of the American 
Bar Association in 1913. 
In 1917 the United States legislature passed 
the Trading with the Enemy Act and the Emergency War Powers Act, opening the 
doors for the United States to suspend limitations otherwise mandated in the 
Constitution. Even in times of peace, every contrived and created social, 
political, or financial emergency was sufficient authority for the officers of 
the United States to overstep its peace time powers and implement volumes of 
“law” that would increase the coffers of the United States. There is always a 
declared emergency in the United States and its States, but it only applies to 
their subjects. 
In the 1920's the States accelerated the push for 
mothers to register their babies. Life was good and people were not paying 
attention to what was happening in government. The stock market crashed, and 
those who were not on the inside were not warned to take their money out before 
they lost everything. 
In the 1930's federal legislation provided for 
registration of babies through applications for birth certificates, so 
government workers could get maternity leave with pay. The States pushed for 
registration of cars through applications for certificates of title, and for 
registration of land through registration of deeds of trust. Constructive trusts 
secretly were created as each of the people blindly walked into the United 
States democracy, thereby agreeing to be sureties for the debts of the United 
States. The great depression supplied the diversion to keep the people's 
attention off what government was doing. The Social Security program was 
implemented, along with numerous other United States programs that invited the 
American people to volunteer to be the sureties behind the United States' new 
registered property and adhesion contracts through the new United States 
subjects.
The plan was well on its path by 1933. Massive registration of 
property through United States agencies, including the State of _______ 
subdivisions, was assuring the United States and its officers would get rich 
beyond their wildest expectations, as predicted by Mendall House. All of this 
was done without disclosure of the material facts that accompanied each 
application for registration - fraud. The fraud was a sufficient reason to 
charge all the United States officers with treason, UNLESS a remedy could be 
supplied for the people to recoup their property and collect for the damages 
they suffered as a result of the fraud. 
If a remedy were available, and 
the people chose not to or failed to use their remedy, no charge of fraud could 
be sustained even in a common law court. The United States only needed to 
provide the remedy. It was not required to explain it or even tell the people 
where the remedy could be found. The attorneys did not even have to be taught 
about the remedy. That gave them plausible deniability when the people struggled 
to understand the new laws. The legislators did not have to have the intricate 
details of the law explained to them regarding the bills they were passing. That 
gave them plausible deniability. If the people failed to use their remedy, the 
United States came out the winner every time. If the people did discover their 
remedy, the United States had to honor it and release the registered property 
back to the people, but only if the people knew they had a remedy, and only if 
they requested it in the proper manner. It was a great plan. 
With 
plausible deniability, even when the people knew they had a remedy and pursued 
it, the attorneys, judges, and legislators could act like they did not 
understand the people's claims. Requiring the public schools to teach civics, 
government, and history classes out of approved politically correct text books 
also assured the people would not find the remedy for a long time. Passing new 
State and Federal laws that appeared to subject the people to rules and 
regulations, added another level of protection against the people finding their 
remedy. The public media was molded to report politically correct, though 
substantially incorrect, news day after day, until few people would even think 
there could be a remedy available to them. The people could be separated from 
their money and their time to pursue the remedy long enough for the solutions to 
be lost in the pages of millions of books in huge law libraries across the 
country. So many people know there is something wrong with all the conflicts in 
the laws with the “facts” taught in the schools. How can the American people be 
free and subject to a sovereign governments whims at the same time? Who would 
ever have thought the people would be resourceful enough to actually find the 
remedy? BUT they did!
In 1933 the United States put its insurance policy 
into place with House Joint Resolution 192 (2) and recorded it in the 
Congressional Record. It was not required to be promulgated in the Federal 
Register. An Executive Order issued on April 5, 1933 paving the way for the 
withdrawal of gold in the United States. Representative Louis T. McFadden 
brought formal charges on May 23, 1933 against the Board of Governors of the 
Federal Reserve Bank system, the Comptroller of the Currency, and the Secretary 
of the United States Treasury (Congressional Record May 23, 1933 page 
4055-4058). HJR 192 passed on June 3, 1933. Mr. MaFadden claimed on June 10, 
1933: “Mr. Chairman, we have in this country one of the most corrupt 
institutions the world has ever known. I refer to the Federal Reserve Board and 
the Federal Reserve Banks...” HJR 192 is the insurance policy that protects the 
legislators from conviction for fraud and treason against the American people. 
It also protects the American people from damages caused by the actions of the 
United States. 
HJR 192 provided that the one with the gold paid the 
bills. It removed the requirement that the United States subjects and employees 
had to pay their debts with gold. It actually prohibited the inclusion of a 
clause in all subsequent contracts that would require payment in gold. It also 
cancelled the clause in every contract written prior to June 5, 1933, that 
required an obligation to be paid in gold - retroactively. It provided that the 
United States subjects and employees could use any type of coin and currency to 
discharge a public debt as long as it was in use in the normal course of 
business in the United States. For a time, United States Notes were the currency 
used to discharge debts, but later the Federal Reserve and the United States 
provided a new medium of exchange through paper notes, and debt instruments that 
could be passed on to a debtor's creditors to discharge the debtor's debts. That 
same currency is available to us to use to discharge public debts.
In the 
1950's the Uniform Commercial Code was presented to the States as a means of 
unifying the generally accepted procedures for handling the new legal system of 
dealing with commercial fictions as though they were real. Security instruments 
replaced substance as collateral for debts. Security instruments could be 
supported by presumptive contracts. Debt instruments with collateral, and 
accommodating parties, could be used instead of money. Money and the need for 
money was disappearing, and a uniform system of laws had to be put in place to 
allow the courts to uphold the security instruments that depended on commercial 
fictions as a basis for compelling payment or performance. All this was 
accomplished by the mid 1960's. 
The commercial code is merely a 
codification of accepted and required procedures all people engaged in 
commercial activities must follow. The basic principles of commerce had been 
settled thousands of years ago, but were refined as commerce become more 
sophisticated over the years. In the 1900's the age-old principles of commerce 
shifted from substance to form. Presumption became a big part of the law. 
Without giving a degree of force to presumption, the new direction in enforcing 
commercial claims could not be supported in courts. If the claimants were 
required to produce their claims every time they tried to collect money or time 
from the people, they would seldom be successful. The principles expressed in 
the code combine the means of dealing with substantive commercial activities 
with the means of dealing with presumptive commercial activities. These 
principles work as well for the people as they do for the deceivers. The rules 
do not respect persons. 
Those who enticed the people to register their 
things with the United States and its sub-divisions, gained control of the 
substance through the registrations. The United States became the Holder of the 
titles to many things. The definition of “property” is the interest one has in a 
thing. The thing is the principal. The property is the interest in the thing. 
Profits (interest) made from the property of another, belong to the owner of the 
thing. Profits were made by the deceivers by pledging the registered property in 
commercial markets, but the profits do not belong to the deceivers. The profits 
belong to the owners of the things. That is always the people. The corporation 
only shows ownership of paper - titles to things. The substance cannot appear in 
the fiction. [[Watch the movie Last Action Hero and watch the confusion created 
when they try to mix substance and fiction.]] Sometimes the fiction is made to 
look very much like substance, but fiction can never become substance. It is an 
impossibility. 
The profits from all the registered things had to be put 
into trust (constructive) for the benefit of the owners. If the profits were put 
into the general fund of the United States and not into separate trusts for the 
owners, the scheme would represent fraud. The profits for each owner could not 
be commingled. If the owner failed to use his available remedy (fictional 
credits held in a constructive trust account, fund, or financial ledger) to 
benefit from the profits, it would not be the fault of the deceivers. If the 
owner failed to learn the law that would open the door to his remedy, it would 
not be the fault of the deceivers. The owner is responsible for learning the 
law, so he understands that the profits from his things are available for him to 
discharge debts or charges brought against his public person by the United 
States. 
If the United States has the “gold”, the United States pays the 
bills (from the trust account, fund, or financial ledger). The definition of 
“fund” is money set aside to pay a debt. The fund is there to discharge the 
public debts attributed to the United States subjects, but ultimately back to 
the accommodating parties - the American people. The national debt that is owed 
is to the owners of the registered things - the American people, as well as to 
other creditors.
If the United States owes a debt to the owner of the 
thing, and the owner is presumed (by accommodation) to owe a public debt to the 
United States, the logical thing is to ask the United States to discharge that 
public debt from the trust fund. The way for the United States to get around 
having to pay the public debts for the people is to claim the owner cannot be an 
owner if he agreed to be the accommodating party for a debtor person. If the 
people are truly the principle, then they know how to handle their financial and 
political affairs, ULNESS they have never been taught. If the owner admits by 
his actions out of ignorance, that he is an accommodating party, he has taken on 
the debtor's liabilities without getting consideration in exchange. Here lies 
the fiction again. The owner of the thing does not have to knowingly agree to be 
the accommodating party for the debtor person; he just has to act like he 
agreed. That is easy if he has a choice of going to jail or signing for the 
debtor person. The presumption that he is the accommodating party is strong 
enough for the courts to hold the owner of the thing liable for a tax on the 
thing he actually owns. 
Debtors may have the use of certain things, but 
the things belong to the creditors. The creditor is the master. The debtor is 
the servant. The Uniform Commercial Code is very specific about the duties and 
responsibilities a debtor has. If the owner of the thing is presumed to be a 
debtor because of his previous admissions and adhesion contracts, he is going to 
have a difficult time convincing the United States that it has a duty to 
discharge public debts for him. In addition, the courts are staffed with loyal 
judges who will look for every mistake the people make when trying to use their 
remedy. 
There is a very powerful tool the people can use to help them 
get to the real issues when they find themselves up against the power of 
presumption. The law provides for either party of an admiralty court action to 
OBJECT to a line of questioning. When you object in that court setting, you must 
tell the judge why you object, or he will overrule your objection. The reason 
is:
“This line of questioning assumes facts not in evidence.” 
You can request that evidence of the Plaintiff's claim be entered as 
evidence. If the judge overrules this fundamental, basic, underlying, necessary 
principle of establishing jurisdiction and right to make a charge, there is a 
major procedural error in the proceeding. Granting impersonam jurisdiction to 
get to the bottom of the issue is vastly better than arguing, “I'm not that 
person.” 
The owner of the thing, after learning the law and discovering 
who he is in relation to the United States, can file a UCC Financing Statement 
and Security Agreement registering his interest in the artificial entity (PERSON) the United 
States created after Mom applied for a birth certificate. That was the act of 
registering her biological property, her baby (substance), with the State of 
_______. The United States holds the paper title (form), not the substance 
(baby). Until your Financing Statement is filed, the United States is the holder 
of the title to the artificial entity. Its name is spelled in all capital letter 
- JOHN HENRY DOE. When John Henry Doe files the Financing Statement supported by 
a Security Agreement signed by the artificial entity (JOHN) and the owner 
(John), he becomes the holder in due course of the title to JOHN. The UCC and 
the State commercial law are very specific about the effect of a registered 
security interest. It has priority over most other interest claimed (only 
claimed) in the same thing. The evidence that is missing in the court, is the 
registered claim over the person (JOHN). 
The owner also must notify the 
Secretary of the Treasury that he is going to handle his own affairs in the 
future. He can file a Bill of Exchange with the Secretary through which he 
exchanges his person's accepted-for-value birth certificate and social security 
numbers, for a chargeback of all the presumed charges brought against his person 
since the birth certificate was issued. 
The owner can also reserve a 
noncash Federal Reserve routing number and any number of noncash instrument 
numbers by filing an amendment to his Financing Statement or just including his 
reservation on his original Financing Statement. Each bank account opened in the 
name of the owner's person has a routing number. If an account is open, it is 
available to process cash items. If you write a check to the plumber, it can be 
converted to cash at your bank. You cannot write a check on an account that has 
been closed. Those accounts and their routing numbers are reserved for noncash 
items for the person (JOHN) that opened the account originally. Accounts that 
have been closed by the bank instead of the person, should not be used for 
noncash items. Once this is done, you are in a position to begin receiving 
reimbursements against the obligation the United States owes to you for money 
and time it has received that belong to you.
The owner of registered 
things, who has learned the law and what his rights are, and has filed his 
Financing Statement, Security Agreement, and Bill of Exchange, and reserved his 
noncash account routing numbers, can issue an instrument indicating his UCC 
registration number, his registered Federal Reserve routing number, the name of 
the public party making a charge against his person, and the amount of the debt 
to be discharge. 
Think of the whole transaction in relation to a dead 
battery. The batter represents your public person (JOHN), which is a dead entity 
that can function within the public maize of fiction, transmitting benefits from 
the public to you in the private IF it is charged up. You cannot go into the 
public because you are not a fiction. JOHN has no power until it is charged with 
some energy. That energy comes from an IRS default notice, court judgment, 
credit card bill, utility bill, traffic ticket, or some other instrument that 
has a $ amount and JOHN's name on it as the presumed debtor. The bill is the 
energy. It charges the dead JOHN. You can now discharge JOHN and put JOHN's 
accrual account with the charging party back to a zero balance. You as the 
secured party over the assets put up as security by JOHN to you as collateral 
for the debt JOHN owes you, can discharge JOHN with a negotiable instrument for 
the same $ amount as the charging instrument. The charging party that receives 
your noncash item can 1) process it through a United States department, 2) give 
it to a third party, 3) keep it to increase its liquidity.
When you, as 
the owner of a thing, registered it with the United States or one of its 
subdivisions, you let the United States hold the legal title to your thing based 
on misrepresentation and failure to disclose material facts to you at the time 
of registration. You probably retained possession of the thing. The United 
States invested the title and made a profit. If you did not specifically 
authorize the United States and its agents to invest the legal title, the 
profits made from that title belong to you, because as the owner, you remain the 
equitable title holder. Legally all the profits from the investment of the 
titles to all your registered things must go into a fund for your benefit. If 
they did not put the profits in a trust fund of some sort, it would be fraud. 
Just acquiring the titles through what is promoted as mandatory 
registration, is fraud. If the scenario attributed to Mandell House is now in 
full application in the United States, which it is, the officers of the United 
States could be charged and convicted with treason IF they had not provided a 
remedy, which they did. -- House Joint Resolution 192 on June 5, 1933. This is 
their insurance policy to assure they are not convicted of treason. That does 
not mean they cannot be charged with treason, but the courts will dismiss based 
on failure to state a claim upon which relief can be granted. Because you have a 
remedy outside the court, you cannot sustain a charge of treason. 
The 
problem in the past with trying to discharge public debts with instruments that 
could not be processed through your bank on the corner, was that those discharge 
instruments did not route through the Federal Reserve. It is the bean counter 
for the national debt. That debt is first and primarily owed to the people who 
are the equitable titleholders of all the substance in this country. If you try 
to discharge a public debt with your discharge instrument, and you do not route 
it through the Federal Reserve, it appears you are receiving a benefit from the 
United States without exchanging it for something of value. This is not 
technically correct because you have a right to be reimbursed, whether or not 
you apply it toward the debt the United States owes you. You are the substance; 
it is the fiction. 
If you do route your discharge instrument through the 
Federal Reserve, where the national debt owed to you can be reduced by the 
amount of the instrument, you have made an exchange that fits nicely into their 
accrual bookkeeping system. Your PERSON's charge from the 
charging party within the United States commercial scheme is discharged, and the 
debt the United States owes to you is discharged by the same amount. That is a 
quid pro quo, and everyone is happy, EXCEPT those who are not interested in the 
money but just want to be in control from behind the scenes.
To 
accomplish this quid pro quo exchange: 
1. your claim to being one of the 
people must appear on a public register (the Secretary of State), 
2. you 
must have an account with the banker for the United States (the Secretary of the 
Treasury), 
3. you must have given notice of your reservation of routing 
numbers through the national debt accountant (the Federal Reserve), 
4. 
you must refer to the insurance policy that covers your remedy (House Joint Resolution 
192),
5. you must make your instrument negotiable so it can be used 
by the United States for a profit,
6. you must transmit your instrument 
back into the public through an agent (your registered debtor),
7. you 
must only use a noncash item for this exchange,
8. you must do a banker's 
acceptance of a charging instrument to attach to your noncash item, 
and
9. you must understand that you are not getting something for nothing 
Reserving your routing numbers to use on your discharge instruments is 
not as difficult as was thought during the previous decade. Every person has 
opened bank accounts in the past that have been closed for one reason for 
another. On the bottom of the checks for those closed bank accounts is a routing 
number to the particular bank and a routing number to the particular account. 
Each check has a check number. When you put the check number together with the 
two routing numbers, you have a means of tracking each item that goes through 
the worldwide banking system. The routing numbers on the bottom of the checks 
from accounts your person has closed will never be reassigned. They are attached 
to your person's NAME forever and kept in the records of the Federal Reserve. 
Bank accounts that are still open and active are used for cash items. 
Checks written on these open bank accounts can be taken to the particular bank 
and CASHED. This is the type of instrument used in commercial transactions 
everyday. There is a fund attached to the check from which the debt evidenced by 
the check can be paid. 
Bank accounts that are no longer open and active 
cannot be used to process cash items. They can only be used to process noncash 
items. They require special handling. Title 12 of USC and CFR explain how and 
when receiving banks are to process noncash items. A closed bank account 
associated with your debtor's NAME, has routing numbers that can route your 
discharge instrument through the Federal Reserve to reduce the national debt to 
you and increase the balance of the bank account of the party that is charging 
your debtor. It is a WIN WIN situation. 
The charging party is instructed 
to mail the discharge instrument to the Secretary of Transportation. Title 46 
has sufficient evidence to support the proposition that the Secretary is the 
trustee over some or all vessels mortgaged by the United States. If your debtor 
PERSON is presumed to be a vessel, it is regulated by the Secretary of 
Transportation through the Maritime Ministries Administration, that is the 
proper party to assist in processing your noncash item. The Secretary of 
Transportation can forward the item to the Secretary of the Treasury, who 
already has been notified to prepare for noncash activity in your treasury 
direct account on the Bill of Exchange. The Secretary of the Treasury is 
directly related to the Federal Reserve. Between the Treasury and the Federal 
Reserve, your noncash item can be directed to the proper parties to settle the 
account and get everyone into that quid pro quo position we want. 
The 
United States and its co-business partners are debtors to you. You are the 
creditor, not only over your debtor PERSON, but also over the United States, the 
legal titleholder over the registered things to which you are the equitable 
titleholder. You are the primary creditor, so if the United States has other 
creditors, like the international bankers, they cannot jump to the front of the 
line. Their claims are subordinated to your claims if your claims are registered 
and if you understand the law surrounding what you are doing. 
LEARN THE 
LAW FIRST, THEN JUMP OFF THE CLIFF!!!!!!!!!